Prepaid Cards

Make budgeting simple by loading a Prepaid Card.
Prepaid Cards

Buy Prepaid Cards at a Money Services Desk

Reloadable Prepaid Cards give you complete flexibility. Add funds with cash, card-to-card transfer, mobile deposit, direct deposit and bank transfers. Here are some more benefits to getting a reloadable debit card with us:

  • Make purchases online and in person
  • Use anywhere debit cards are accepted
  • Get cash back at checkout
  • Withdraw money at ATMs
  • Buy a prepaid card online or in-store

What Cards can you buy through Money Services?

The Kroger Family of Stores gives you access to a wide range of cards. Each has its own benefits. Find out more below:
NetSpend Visa Prepaid Card

NetSpend® Visa® Prepaid Card

  • No credit checks
  • No minimum balances
  • No-cost direct deposit + get paid two days faster
  • Reload at over 130,000 locations
NetSpend Visa Prepaid Card

NetSpend® Visa® Prepaid Card

  • No credit checks
  • No minimum balances
  • No-cost direct deposit + get paid two days faster
  • Reload at over 130,000 locations
Paypal Prepaid Mastercard

PayPal™ Prepaid MasterCard®

  • No credit checks
  • No minimum balances
  • Manage your money on the go with the PayPal Prepaid Mobile app
  • Reload at over 130,000 locations
  • Link to a PayPal account and move money with your personalized card
Paypal Prepaid Mastercard

PayPal™ Prepaid MasterCard®

  • No credit checks
  • No minimum balances
  • Manage your money on the go with the PayPal Prepaid Mobile app
  • Reload at over 130,000 locations
  • Link to a PayPal account and move money with your personalized card
Green Dot Cash Back Visa Card

Green Dot Cash Back Visa® Debit Card

  • 2% cash back on online and mobile purchases PLUS 2% APY on savings – up to $10,000 balance
  • Get your pay up to two days early and your government benefits up to four days early
  • Overdraft protection up to $200 with opt-in and eligible direct deposit
  • Free ATM networks
  • No minimum balance required
  • Use everywhere Visa Debit is accepted in the U.S.
Green Dot Cash Back Visa Card

Green Dot Cash Back Visa® Debit Card

  • 2% cash back on online and mobile purchases PLUS 2% APY on savings – up to $10,000 balance
  • Get your pay up to two days early and your government benefits up to four days early
  • Overdraft protection up to $200 with opt-in and eligible direct deposit
  • Free ATM networks
  • No minimum balance required
  • Use everywhere Visa Debit is accepted in the U.S.
Green Dot Pay As Your Go Card

Green Dot Pay As You Go Visa® Card

  • No monthly maintenance fees. Simply pay per use.
  • Overdraft protection up to $200 with opt-in and eligible direct deposit
  • Get your pay up to two days early and your government benefits up to four days early
  • Shop online and in stores. Plus pay bills, send money, and track your spending 24/7
  • No minimum balance required
  • Use everywhere Visa Debit is accepted in the U.S.
  • Pay with your mobile wallet including Apple Pay, Google Pay, and Samsung Pay
Green Dot Pay As Your Go Card

Green Dot Pay As You Go Visa® Card

  • No monthly maintenance fees. Simply pay per use.
  • Overdraft protection up to $200 with opt-in and eligible direct deposit
  • Get your pay up to two days early and your government benefits up to four days early
  • Shop online and in stores. Plus pay bills, send money, and track your spending 24/7
  • No minimum balance required
  • Use everywhere Visa Debit is accepted in the U.S.
  • Pay with your mobile wallet including Apple Pay, Google Pay, and Samsung Pay
Go2Bank Visa Debit Card

GO2bank Visa® Debit Card

  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Get your pay up to two days early and your government benefits up to four days early
  • Overdraft protection up to $200 with opt-in and eligible direct deposit
  • Free ATM networks
  • Use everywhere Visa Debit is accepted in the U.S.

Open an Account

By clicking on the above link you will be leaving kroger.com and going to the Green Dot Bank® site. Kroger isn’t responsible for services, products or content provided on or through that site because we don’t own or control it. Your use of the Green Dot Bank® site is subject to different terms and conditions and your information is subject to different privacy practices than Kroger.

Go2Bank Visa Debit Card

GO2bank Visa® Debit Card

  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Get your pay up to two days early and your government benefits up to four days early
  • Overdraft protection up to $200 with opt-in and eligible direct deposit
  • Free ATM networks
  • Use everywhere Visa Debit is accepted in the U.S.

Open an Account

By clicking on the above link you will be leaving kroger.com and going to the Green Dot Bank® site. Kroger isn’t responsible for services, products or content provided on or through that site because we don’t own or control it. Your use of the Green Dot Bank® site is subject to different terms and conditions and your information is subject to different privacy practices than Kroger.

How much will I pay?

If you’re still not sure about which prepaid debit card is best for you, compare the associated fees below. Remember that the cheapest reloadable prepaid card may not be the best for you long term. Speak to one of our trained in-store team members if you have any further questions.
CardActivation FeeCash ReloadMax Monthly FeeATM FeeOverdraft Fee
NetSpend® Visa® Prepaid Card

$2.95

$3.95

$9.95

Withdrawals $2.50, Balance Inquiry $0.50

N/A

PayPal™ Prepaid MasterCard®

$2.95

$3.95

$4.95

Withdrawals $1.95, Balance Inquiry $0.50

N/A

Green Dot Cash Back Visa® Debit Card

$2.95

Up to $4.95

$9.95

Free in-network ATMs

Yes – with opt-in and eligible direct deposit

Green Dot Pay As You Go Visa® Card

$3.95

Up to $4.95

$1.50 per transaction fee

$3.00

Yes – with opt-in and eligible direct deposit

GO2bank Visa® Debit Card

$2.95

Up to $4.95

$5.00

Free in-network ATMs

Yes – with opt-in and eligible direct deposit

How to Buy a Reloadable Prepaid Card at a Money Services Desk

Find a Money Services Desk near you

Use our store locator to find your closest Metro Market Money Services Desk. With more than 2,000 locations available, a Money Services Desk is always conveniently accessible.

Find a Money Services Desk near you

Use our store locator to find your closest Metro Market Money Services Desk. With more than 2,000 locations available, a Money Services Desk is always conveniently accessible.

Pick a temporary Prepaid Card

Pick a temporary Prepaid Card

Add funds

Add funds

Register Your Card

Register online or call the 800 number on the back of your card

Register Your Card

Register online or call the 800 number on the back of your card

Activate your Card

When your permanent card arrives, activate it - your balance will automatically transfer

Activate your Card

When your permanent card arrives, activate it - your balance will automatically transfer

How to Reload your Prepaid Card

Reloading your VISA or Mastercard prepaid debit card is quick and easy. Some fees or transaction limits may apply depending on the way you choose to add funds.

Take cash to any Kroger Family of Stores checkout lane

Direct Deposit

Move money between prepaid cards in a card-to-card transfer

Take cash to any Kroger Family of Stores checkout lane

Direct Deposit

Move money between prepaid cards in a card-to-card transfer

Photograph a check and send funds via Ingo Money

Transfer money from your PayPal account

Use a Reload chit

Photograph a check and send funds via Ingo Money

Transfer money from your PayPal account

Use a Reload chit

Prepaid Cards FAQs

    A prepaid debit card is a useful way to pay for things without needing to carry cash around. It’s not like a credit card – you are using money that you already have. Bank accounts aren’t necessary and having a poor credit history shouldn’t prevent you from having one.

    There are several ways to load money onto your reloadable prepaid card. You can buy and reload some prepaid debit cards online or go into your nearest Money Services Desk to get a reloadable Prepaid Card.

    There is normally a small fee to activate and reload a Prepaid Card. Look out for promotions and offers to save money.

    Most Prepaid Cards are accepted anywhere in the US that accepts debit cards. You can use them online and in stores, though fees may apply.

    The right reloadable Prepaid Card for you depends on your priorities and how you want to use it.

Faster funding claim is based on a comparison of the Pathward®, N.A., The Bancorp Bank, N.A.'s, policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

Activated, chip-enabled debit card, eligible direct deposit and opt-in required. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts are paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. Overdraft protection is only available on Demand Deposit Accounts. Log into your account and refer to your Account Agreement to check feature availability.

Cash back is earned on qualifying online and mobile purchases. Cash back cannot be used for purchases or cash withdrawals until redeemed. Claim the cash back every 12 months of use and your account being in good standing.

Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. A 2.00% Annual Percentage Yield (APY) as of May 2022. APY may change before or after you open an account.

Limits and fees apply. See app for participating retailers.

$1.50 per transaction fee. Other fees apply. See Account Agreement for details.

See app for free ATM locations. Four (4) free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.

Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank, and Bonneville Bank. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

The Netspend Network is provided by Ouro Global, Inc. and its authorized agents. Ouro Global, Inc. is a licensed provider of money transfer services (NMLS ID: 932678). Ouro Global Inc.’s licenses and related information may be found at www.netspend.com/licenses. Fees, limits, and other restrictions may be imposed by Ouro Global, Inc. and other third parties in connection with use of the Netspend Network.

1 IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

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